Car Insurance France

This is the mandatory minimum coverage when you own a vehicle. If you have only subscribed to this coverage, then you are insured at the third-party level. It provides financial coverage for bodily injury, property damage, or intangible damages (such as loss of revenue, travel expenses, for example) that you may cause to others in an accident for which you are responsible involving your vehicle.

For example: you scratched your neighbor’s gate. Thanks to your Civil Liability coverage, we will cover the costs to replace the gate. You won’t have to pay anything, except the deductible if your contract specifies it.

What is comprehensive insurance?
The comprehensive insurance “C3” pack offers you extensive protection. It includes the all-accident damage guarantee. With this guarantee, we cover all damages your vehicle may suffer in the event of a responsible or non-responsible accident. This applies, for example, if you collide with a tree or even if your vehicle is vandalized.

Under comprehensive coverage, you are compensated regardless of whether the damages result from an accident, theft, hailstorm, etc. To enhance your coverage, you can add our Packs and options. For example, with the Mobility Packs, you will benefit from a replacement vehicle, and with the Content option, we guarantee your transported items such as your suitcase or your computer.

The franchise is the amount that remains your responsibility upon our indemnification. In the event of an accident, the insurance plan you have chosen and your level of responsibility determine what we reimburse you and therefore what may remain your responsibility.

For theft incidents:
Within 25 km of your garage location, we provide a taxi for urgent transportation.
Beyond 25 km of your garage location, we offer a train ticket, an economy class plane ticket, or a rental vehicle for 2 days, to enable you to return home or continue your journey.
With our Mobility Packs, you have access to a replacement vehicle for up to 30 days (depending on the guaranteed event).

We’ll deliver a duplicate set of keys for you.

Breakdowns also include: flat tire, fueling error, or keys locked in your vehicle.

We compensate the driver (or their beneficiaries) for the expenses related to their injuries or death.

For example, following a traffic accident, even if you are at fault, if you are injured and unable to work, we compensate, within the limits of the coverage you have chosen, for your loss of income and medical expenses not covered by social security or your health insurance supplementary plan.