Car Insurance France
Car insurance agent covering France :
Agency Allianz Andouard, your Trusted insurance company.
Do you want a quote for car insurance france online?
Drive safely with our car, van or motorhome insurance.
Is car insurance mandatory in France?
If you intend to drive or relocate in France, you must ensure your vehicle is covered by at least the minimum level of liability insurance, as mandated by law for vehicles in operation on the roads. Ask us for a price for car insurance.
French car insurance
Get a discounted car insurance rate with Allianz:
Welcome Offer !
2 months free on your new contract! (instead of 1 month)
Your Car Insurance Quote for France
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Opening hours:
Monday: 2pm – 6pm
Tuesday – Friday: 9am – 12am & 2pm – 7pm
Saturday: 9am – 12am
Sunday: Closed
What car insurance to choose according to your needs?
| Conventional insurance policies (1) | C1 (Third Party) |
C2 (Intermediate) |
C3 (Comprehensive) |
|---|---|---|---|
| Third-party liability insurance | ✔ | ✔ | ✔ |
| Defense of your interests following an accident | ✔ | ✔ | ✔ |
| Driver's insurance coverage | ✔ | ✔ | ✔ |
| Assistance | ✔ | ✔ | ✔ |
| Glass breakage coverage | ✔ | ✔ | |
| Natural disasters coverage | ✔ | ✔ | |
| Technological disasters coverage | ✔ | ✔ | |
| Terrorism coverage | ✔ | ✔ | |
| Fire and Acts of Nature | ✔ | ✔ | |
| Theft coverage | ✔ | ✔ | |
| All-risk damages | ✔ | ||
| Driver's license prevention | "As indicated in the Specific Provisions" | ||
| The Essential Allianz Packages (1) | C1 (Third Party) |
C2 (Intermediate) |
C3 (Comprehensive Coverage) |
| Allianz Mobility Packages | |||
| Allianz Classic Mobility Package | As an option | As an option | As an option |
| Zero Kilometer Breakdown Assistance Replacement Vehicle (up to 8 days, 15 days, 30 days depending on the covered event) |
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| Allianz Mobility Plus Package | As an option | ||
| Zero kilometer breakdown assistance Replacement vehicle (up to 30 days regardless of the covered event) |
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| Allianz Value Plus Package | As an option | ||
| Purchase value coverage 24 months (or 36 months (1)) then market value plus 20 to 40% depending on the age of the vehicle, with a minimum compensation value of €3,000. | |||
| Allianz Repair Package | As an option | ||
| Advice and support Repairs |
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| The options (1) | C1 (Third Party) |
C2 (Intermediate) |
C3 (Comprehensive) |
| Breakdown Assistance within 0 km | As an option | As an option | As an option |
| Content | As an option | ||
| Equipment | As an option | ||
| Automobile legal protection | As an option | As an option | As an option |
- Guarantees and included services
(1) : As indicated in the Special Provisions
Classic car insurance France
Why choose specific insurance for your classic car in France?
Unlike regular cars, classic vehicles enjoy a special status. These cars, typically over 30 years old or of historical interest, require specialized coverage.
Standard insurance may not account for the actual value of your classic car, which is often higher than that of a standard vehicle. This is why it is essential to choose a specialized insurance policy that accurately evaluates your car’s worth. Such policies generally include:
- Customized coverage for material and bodily damage.
- Agreed value guarantee, allowing you to determine your car’s value in advance.
- Tailored liability coverage, even for occasional outings or exhibitions.
- Specific options like roadside assistance in case of a breakdown or legal protection.
Why choose specific insurance for your classic car in France?
Unlike regular cars, classic vehicles enjoy a special status. These cars, typically over 30 years old or of historical interest, require specialized coverage.
Standard insurance may not account for the actual value of your classic car, which is often higher than that of a standard vehicle. This is why it is essential to choose a specialized insurance policy that accurately evaluates your car’s worth. Such policies generally include:
- Customized coverage for material and bodily damage.
- Agreed value guarantee, allowing you to determine your car’s value in advance.
- Tailored liability coverage, even for occasional outings or exhibitions.
- Specific options like roadside assistance in case of a breakdown or legal protection.
What are the criteria for this insurance?
To qualify for classic car insurance, certain criteria must be met. For example:
- The vehicle must be equipped with original parts or carefully restored to its original condition.
- The driver may need to have a good insurance history and several years of experience.
Additionally, the car should typically not be used for daily commuting but reserved for occasional trips or specific events.
Attractive rates for enthusiasts
Good news for classic car enthusiasts: insurance premiums for these vehicles are often more affordable than for regular cars. This is because classic cars are driven less frequently and are usually well-maintained by their owners. By requesting a personalized quote, you can evaluate rates tailored to your situation and find the offer that best meets your needs.
Trust the specialists in auto insurance
Our insurance agency specializes in tailored policies for collection’s cars in France. With recognized expertise and a dedicated team, we help you find the ideal coverage at the best rate. By trusting us, you benefit from:
- A personalized assessment of your situation.
- Rapid assistance in case of a claim.
- Expert advice to preserve your vehicle’s value.
Here are some examples of classic cars we insure:
Rolls-Royce, Bentley, Aston Martin, Jaguar, Lotus, Citroën, Peugeot, Ford, Porsche…
Luxury car insurance France
Why choose luxury car insurance?
Prestige vehicles require tailored coverage that goes beyond the guarantees offered by a standard insurance policy. Due to their high value and unique characteristics, these vehicles demand customized protection:
- Comprehensive coverage for material and bodily damage, including repairs with original parts.
- New-for-old or agreed value guarantee, to prevent unfair depreciation in the event of a claim.
- Extended liability coverage, essential for covering potential damages caused to third parties.
- Personalized options, such as 24/7 assistance, premium replacement vehicles, or legal protection.
By opting for specific insurance, you benefit from complete peace of mind and service that meets your expectations.
Why choose luxury car insurance?
Prestige vehicles require tailored coverage that goes beyond the guarantees offered by a standard insurance policy. Due to their high value and unique characteristics, these vehicles demand customized protection:
- Comprehensive coverage for material and bodily damage, including repairs with original parts.
- New-for-old or agreed value guarantee, to prevent unfair depreciation in the event of a claim.
- Extended liability coverage, essential for covering potential damages caused to third parties.
- Personalized options, such as 24/7 assistance, premium replacement vehicles, or legal protection.
By opting for specific insurance, you benefit from complete peace of mind and service that meets your expectations.
What are the criteria for insuring a luxury car in France?
To take out an insurance policy for a high-end car, certain criteria must be considered:
- The vehicle’s value, which can reach several million euros.
- Parking conditions: a secure garage is often required.
- The driver’s profile: a good insurance history and driving experience are significant advantages.
These criteria allow insurers to offer tailored rates and ensure optimal coverage for your vehicle.
Rates tailored to your needs
Contrary to popular belief, luxury car insurance can offer excellent value for money. With a personalized quote, you can access offers tailored to your situation and select the guarantees that truly matter to you. Whether it’s to cover a rare model or a premium electric car, our goal is to protect your investment at the best rate.
Trust the experts in auto insurance
Our insurance agency also specializes in protecting prestige cars. We understand the demands of luxury car owners and are committed to providing premium service that meets your expectations.
By entrusting us with your insurance policy, you benefit from:
- A precise evaluation of your needs, for tailored coverage.
- Responsive and personalized assistance in the event of a claim.
- Complete transparency on rates and guarantees.
Here are some of the brands we insure in France:
Porsche, Ferrari, Maserati, Aston Martin, Jaguar, Lamborghini, Bugatti, Bentley, Rolls Royce, Lotus, McLaren, Cadillac, Koenigsegg, Pagani…
Real examples of car insurance prices in france
Insurance for : CITROEN C3 VTI 82 Puretech 4 CV
Vehicle model year: 2016
Bonus: 0,50
Man: 35 years old
Private and professional travel
Less than 7,000 kilometers per year
Parking in a closed yard
Comprehensive insurance level "C3":
- Civil liability and defense of your interests in case of an accident
- Driver coverage up to €500,000, with a 15% disability threshold
- Glass breakage coverage
- Natural disasters (regulated deductible)
- Technological disasters
- Theft, fire, natural forces, attacks
- All-accident damage coverage
- 0 km roadside assistance
License protection: If you have only a few points left on your driving license, we organize and cover the cost of a voluntary points recovery course through the License Protection guarantee.
Price:
€28.68 incl. tax/month
Insurance for : JEEP RENEGADE 1.4 MULTIAIR 140 LIMITED 8 CV
Woman: 37 years old
Bonus: 0,64
Vehicle model year: 2018
Private and professional travel
Parking in a closed yard
Comprehensive insurance level "C3":
- Civil liability and defense of your interests in case of an accident
- Driver coverage up to €500,000, with a 15% disability threshold
- Glass breakage coverage
- Natural disasters (regulated deductible)
- Technological disasters
- Theft, fire, natural forces, attacks
- All-accident damage coverage
- 0 km roadside assistance
License protection: If you have only a few points left on your driving license, we organize and cover the cost of a voluntary points recovery course through the License Protection guarantee.
Price:
€61.26 incl. tax/month
Understanding Car Insurance
Civil liability, what is it?
This is the mandatory minimum coverage when you own a vehicle. If you have only subscribed to this coverage, then you are insured at the third-party level. It provides financial coverage for bodily injury, property damage, or intangible damages (such as loss of revenue, travel expenses, for example) that you may cause to others in an accident for which you are responsible involving your vehicle.
For example: you scratched your neighbor’s gate. Thanks to your Civil Liability coverage, we will cover the costs to replace the gate. You won’t have to pay anything, except the deductible if your contract specifies it.
What is comprehensive insurance?
The comprehensive insurance “C3” pack offers you extensive protection. It includes the all-accident damage guarantee. With this guarantee, we cover all damages your vehicle may suffer in the event of a responsible or non-responsible accident. This applies, for example, if you collide with a tree or even if your vehicle is vandalized.
Under comprehensive coverage, you are compensated regardless of whether the damages result from an accident, theft, hailstorm, etc. To enhance your coverage, you can add our Packs and options. For example, with the Mobility Packs, you will benefit from a replacement vehicle, and with the Content option, we guarantee your transported items such as your suitcase or your computer.
What is a deductible?
The franchise is the amount that remains your responsibility upon our indemnification. In the event of an accident, the insurance plan you have chosen and your level of responsibility determine what we reimburse you and therefore what may remain your responsibility.
For theft incidents:
Within 25 km of your garage location, we provide a taxi for urgent transportation.
Beyond 25 km of your garage location, we offer a train ticket, an economy class plane ticket, or a rental vehicle for 2 days, to enable you to return home or continue your journey.
With our Mobility Packs, you have access to a replacement vehicle for up to 30 days (depending on the guaranteed event).
Are you out of gas?
We make every effort to enable you to get fuel. We can also provide you with a taxi.
Have you lost your car keys?
We’ll deliver a duplicate set of keys for you.
Breakdowns also include: flat tire, fueling error, or keys locked in your vehicle.
What is the purpose of the driver's insurance coverage?
We compensate the driver (or their beneficiaries) for the expenses related to their injuries or death.
For example, following a traffic accident, even if you are at fault, if you are injured and unable to work, we compensate, within the limits of the coverage you have chosen, for your loss of income and medical expenses not covered by social security or your health insurance supplementary plan.
What documents do you need to insure a car in France?
- Valid driving license (see more on the link below) official website
- A copy of the vehicle's registration certificate (carte grise) that you want to insure
- A copy of the certificate of sale of the vehicle (if it's a used car)
- A copy of your "driving record" (relevé d'informations) if you have been insured before (which includes your bonus/malus rate)
Best car insurance in France
Why opt for Allianz for a vehicle insurance?
Competitive Rates
At our agency, the more policies you hold with us, the greater your potential savings.
Accessibility
If you prefer an immediate response, feel free to give us a call or utilize our callback request form. We handle insurance cancellations for your convenience.
24/7 Online Customer Portal
Ideal for reporting claims at any hour.