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Professional Indemnity Insurance France

allianz professional indemnity insurance france

Agency Allianz Andouard: Your Trusted Insurance Company covering France

Do you want a quote for professional liability?

Select a robust insurance and approach managing your business with confidence.

Is professional liability insurance mandatory in France?

Professional insurance is mandatory in France for certain professions. This type of insurance, known as professional liability insurance or professional indemnity insurance, is required for professionals such as doctors, lawyers, architects, accountants, and other practitioners who provide professional services.
The purpose of this insurance is to protect both the professional and their clients in case of errors, omissions, or negligence in the services provided. The specific requirements may vary depending on the profession and local regulations.
For example, for artisans such as plumbers, electricians, an insurance called ‘assurance décennale’ (ten-year liability insurance) is required in France.

Your Professional Liability Quote for France

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Opening hours:

Monday: 2pm – 6pm

Tuesday – Friday: 9am – 12am & 2pm – 7pm

Saturday: 9am – 12am

Sunday: Closed

Professional insurance France

What types of businesses do we insure?

We insure all types of businesses and associations, regardless of the industry and legal structure: “Auto-entrepreneur”, freelancer, individual enterprise, company (LLC, SAS, SASU, SA…).

Hotels, b&b services, lodges, seasonal rentals…

Mason, carpenter, plumber, electrician, painter, roofer, drywaller, tiler, locksmith, heating engineer, joiner, rebar worker, crane operator, heavy equipment operator, waterproofer, floor layer, plasterer, structural engineer, architect, HVAC technician…

Bank…

Accounting firm, recruitment agency, industrial cleaning company, webdesigner, community manager, consultant, beauty services, photographer, financial advisor, makeup artist, …

Civil engineering firm, construction materials manufacturer, excavation company…

Fertilizer producer, pharmaceutical laboratory, cleaning products manufacturer…

Electronic components manufacturer, electrical installation company, consumer electronics design firm…

Supermarket, electronics wholesaler, online retail company…

Electronic components manufacturer, electrical installation company, consumer electronics design firm…

Bakery, Beverage Manufacturer, Snack Food Company, Dairy Products Producer, Food truck…

Allergist
Anesthesiologist
Angiologist
Beautician
Biologist
Cardiologist
Chiropractor
Chiropodist
Dental Prosthetist
Dental Surgeon
Dermatologist
Dietitian
Doctor
Electroradiology Technician
Endocrinologist
ENT Specialist
Etiopath
General Practitioner
Gastroenterologist
Gynecologist
Hearing Aid Specialist
Hospital Physician
Hospital Resident
Laboratory Director
Laboratory Technician
Medical Office Employee
Midwife
Neurologist
Nurse
Occupational Therapist
Ophthalmologist
Optician
Orthodontist
Orthopedist
Orthoprothesist
Orthoptist
Osteopath
PARM (Medical Emergency Coordinator)
Paramedic / Ambulance Driver
Paramedical Office Employee
Pediatric Nurse
Pediatrician
Pharmacist
Pharmacy Technician
Phlebologist
Physiotherapist
Podiatrist
Prosthetist
Psychiatrist
Psycho-Rehabilitator
Psychologist
Psychomotor Therapist
Psychotherapist
Pulmonologist
Radiologist
Rehabilitation Therapist
Rheumatologist
Salaried Pharmacist
Speech Therapist
Sophrologist
Statutory Hospital Physician
Stomatologist
Surgeon
Tuberculosis Specialist
Urologist
Veterinarian

Software development company, IT services firm, cloud infrastructure provider…

Car manufacturer, machine tool manufacturer, construction equipment rental company…

Foundry, metal parts manufacturer, surface treatment company…

Offset printer, screen printing company, digital printing service…

Book publishing house, specialized magazine, daily newspaper…

Molded plastics manufacturer, plastic recycling company, tire producer…

Management consulting firm, market research company, engineering firm.

Generic drug manufacturer, biotechnology company, health research laboratory…

Mobile phone operator, internet service provider, satellite telecommunications company…

Sportswear brand, jeans manufacturer, running shoe company…

Air freight company, international moving company, railway logistics company…

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Get a discounted professional liability insurance rate:

Welcome Offer:

-10% off your first contract!

Understanding Professional Liability Insurance in France

The insurer covers you not only for common risks, but also for risks specific to your business. Indeed, there is not just one professional liability insurance, but several depending on the field of activity of your company.

Here are some examples for which you would be covered by professional insurance:

  • An accident occurs on your premises (a customer is injured on your premises)
  • Damages result from your products or services (food poisoning, delivery error, product safety defect…)
  • One of your employees is injured at the workplace and claims gross negligence on your partEmergency expenses are incurred to mitigate accidental damage to the environment

If you are the victim of an accident during your professional life, we will pursue amicable or legal recourse on your behalf to defend your rights. E&O (Errors and Omissions) insurance is strongly recommended even for activities that are not required to have one.

What documents do you need to insure a company in France?

In order for the insurer to provide coverage, your company must be established in France. Since a professional insurance contract is more specific than a simple automobile contract, for example, you will need to answer a certain number of questions so that the insurer can provide coverage.

Best professional insurance in France

Why opt for Allianz for professional insurance?

Competitive Rates

1 month free on your new contract

Expertise and advice

In France, 5.5 million clients, including 1 million professionals and businesses, trust us.

Your loyalty rewarded

Your general franchise after 2 years of insurance without any claim or damages to your property (excluding natural disasters)

Response within the day!

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