Allianz Motorcycle Insurance France
Agency Allianz Andouard: Your Trusted Partner covering France
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Drive safely with our motorcycle or quad insurance.
Is motorcycle insurance mandatory in France?
In France, “Responsabilité Civile” insurance, also known as third-party liability insurance, is mandatory for all motorized land vehicles (article L211-1 of the Insurance Code), which includes motorcycle insurance. This requirement applies even if the motorcycle is not in use, such as when it is parked in a garage or storage unit, for example.
As a motorcyclist, you must have motorcycle insurance :
The Insurance Code and the law require motorcyclists to have “Responsabilité civile” (third-party liability) insurance. While you can choose to have only this coverage for your motorcycle insurance, it’s advisable to opt for a more comprehensive insurance policy.
What is third-party liability insurance? It is the minimum coverage you can have in your motorcycle insurance policy. It compensates third parties for bodily injury and property damage that you might cause them in the event of an accident.
Your Motorcycle Insurance Quote for France
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Opening hours:
Monday: 2pm – 6pm
Tuesday – Friday: 9am – 12am & 2pm – 7pm
Saturday: 9am – 12am
Sunday: Closed
Motorbike insurance Allianz in France
Get a discounted motorbike insurance rate:
- Is your car insured with Allianz? Enjoy a discount of up to 60% on your motorcycle premium.
- Don't ride in the winter? Enjoy a discount of up to 25%. (1)
- Do you usually ride without a passenger? Reduce your premium by 20%. (2)
(1) For any new motorcycle insurance contract if the customer also holds an auto insurance contract with Allianz. See detailed conditions at the agency.
(2) When the driver does not use the motorcycle for at least 3 months in a year and stores their vehicle in a private, enclosed, and covered space.
What motorcycle insurance to choose according to your needs?
In order to customize your choice based on your coverage and requirements, we offer four different plans. Select the one that best suits your needs for you and your motorcycle.
| Mandatory plan (cheapest) | Intermediate plan | Collision coverage plan | Comprehensive coverage plan | |
|---|---|---|---|---|
| Coverage | ||||
| Liability insurance | ✔ | ✔ | ✔ | ✔ |
| Criminal defense and accident recourse | ✔ | ✔ | ✔ | ✔ |
| Natural and technological disasters / Acts of terrorism | ✔ | ✔ | ✔ | |
| Theft and fire / Acts of nature | ✔ | ✔ | ✔ | |
| Collision damage | ✔ | |||
| Comprehensive damage coverage | ✔ | |||
| Options | ||||
| Driver coverage | ✔ | ✔ | ✔ | ✔ |
| Assistance | ✔ | ✔ | ✔ | ✔ |
| Legal automobile protection | ✔ | ✔ | ✔ | ✔ |
| Equipment | ✔ | ✔ | ✔ | |
| Coverage Lease indemnity | ✔ | ✔ |
Understanding Motorcycle Insurance
Beyond the mandatory third-party liability (RC) coverage, how can you enhance your motorcycle insurance?
While third-party liability is indeed obligatory, it doesn’t provide comprehensive coverage for both you and your motorcycle.
Your motorcycle's type and insurance budget:
Pricing varies depending on your motorcycle’s category (urban, sport, engine size), and its condition (new or used). Anticipate this insurance need when purchasing your motorcycle, as prices vary based on your choice.
Your coverage needs:
Third-party liability, comprehensive coverage, equipment protection, theft concerns, frequent passengers… Ask yourself all these questions to select insurance that aligns with your riding habits.
Compare coverage, deductibles, and premiums:
Carefully examine the details of the offered coverage, as well as the compensation amounts in case of an accident. Ultimately, compare the proposed premiums to make an informed choice.
What Documents Do You Need to Insure a Motorcycle in France?
- A copy of the vehicle's registration certificate (carte grise) that you want to insure
- A copy of the certificate of sale of the vehicle (if it's a used motorcycle)
- A copy of the driving license corresponding to the engine size you want to insure
- A copy of your "driving record" (relevé d'informations) if you have been insured before (which includes your bonus/malus rate)
Agency Allianz Andouard
Why opt for Allianz for a two wheeler insurance?
Competitive Rates
At our agency, the more policies you hold with us, the greater your potential savings.
Accessibility
If you prefer an immediate response, feel free to give us a call or utilize our callback request form. We handle insurance cancellations for your convenience.
24/7 Online Customer Portal
Ideal for reporting claims at any hour.
