Does French car insurance cover me when driving in other European countries?
Yes, French car insurance covers you when driving in other European countries, but the level of coverage depends on your policy.
1. Minimum Coverage Across Europe
- All French car insurance policies include third-party liability coverage valid in the European Economic Area (EEA) and some additional countries.
- You can check your Green Card (Carte Verte) or your contract to see which countries are covered.
2. Does My Full Coverage Apply Abroad?
- Comprehensive (“tous risques”) and extended third-party insurance may not apply in full outside France.
- Some insurers limit theft, fire, and damage coverage outside France or charge extra for full protection abroad.
3. What Should I Do Before Driving Abroad?
✔ Check your insurance contract
✔ Ask your insurer if additional coverage is needed
✔ Carry your Green Card as proof of insurance in case of an accident.
French car insurance
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